The loan journey
A clearer path from enquiry to settlement
The home loan process can feel overwhelming when you do not know what happens next. This 8-step guide explains how a typical loan journey may progress, from first discussion through to settlement and ongoing review.
- Step 01Step 01
A short initial conversation to understand your goals, timeline and borrowing scenario. If relevant, we may also discuss government support, profession-based lender policies or deposit options, depending on your circumstances.
Checklist
- Discuss your goals and timeline
- Review deposit position and current commitments
- Identify any obvious eligibility or policy issues
Pro Tips
- You do not need every document ready yet
- Tell us if your income includes overtime, contract or business income
- Step 02Step 02
- Step 03Step 03
- Step 04Step 04
- Step 05Step 05
- Step 06Step 06
- Step 07Step 07
- Step 08Step 08